Those looking for simple, straightforward savings account with a high-interest rate, no fees or minimum balance requirements.

The savings account is fascinating and does not charge any fees regularly, In-person and immediate phone assistance are available at all times, Communicate in cyberspace, Best-in-class mobile software, FDIC-insured, providing customers with peace of mind that their funds are protected

Lacks the ability to open a bank account or a CD, If your money market account's daily average balance is less than $5,000 monthly, you will be charged a service fee

UFB-Direct

UFB Direct is an online bank that offers a variety of financial products, including savings accounts. Their savings account is the UFB Direct High Yield Savings Account, which provides a competitive interest rate much higher than the national average. No monthly maintenance fees or minimum balance requirements make it an ideal option for those looking to save money without worrying about additional charges.

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UFB-Direct Review

UFB Direct's High Yield Savings Account has several features, such as online and mobile banking, free bill pays and eStatements. The account is FDIC-insured up to $250,000 per depositor, so customers can rest assured that their funds are safe and secure.