Users familiar with banking online would want a competitive annual percentage yield.

4.20% with a minimum of $100 to qualify.

There are no maintenance costs to using CIT Bank, The annual percentage yield of 4.20% is higher than the average for all banks and is among the greatest yields, CIT Savings Link account opening typically takes about 5 minutes, CIT Bank provides advanced functions for protecting your data and identity while being FDIC-insured, Supported by one of the top 20 banks in the United States

Unlike traditional banks, CIT Bank only exists in the digital sphere, CIT does not provide a free ATM network; however, the bank will pay up to $30 monthly fees from other banks, Limited access to checking accounts requires an original high cost

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CIT Bank

CIT Bank offers its customers three savings accounts: the Savings Builder, the Savings Link and the Platinum Savings account. There is no monthly maintenance charge for the three accounts; the smallest initial investment is just $100.

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CIT Bank Review

Those with larger balances in their savings Builder accounts are eligible for a greater interest rate. Earning the best rate requires a minimum monthly deposit of $0 or a minimum account balance of $25,000. There are no minimum balance requirements for the Savings Connect or the Platinum Savings account; both provide a competitive interest rate.