Trupanion

Trupanion is a massive Seattle-based pet insurance service that provides covers for both cats and dogs in select countries, including the US, Canada, Australia, and Puerto Rico. The company stands out with its stands out with its coverage for dysplasia as well as hereditary conditions like diabetes, upper respiratory illness and thyroid infections.

Trupanion offers monthly premiums that start at $32 for cats and $59 for dogs. The policies cover:

• Congenital conditions like heart illness, cataracts, and nervous system ailments
• Unknown conditions like vomiting, diarrhea, and coughs
• Extra fees for recovery and hospitalization care for non-clinical treatments, such as behavioral modification, rehabilitative therapy and acupuncture.

The service also sells a lifetime per condition deductible package that only demands you pay a deductible fee if your pet contracts a new condition. It gets better, if your local vet accepts payment via the Trupanion software, the service will handle direct payments without hassling you to file a claim.

Worth mentioning, Trupanion has recently announced its plans for residents in Florida, and it promises exciting new product that features more transparency, benefits and financial flexibility.