MetLife

MetLife Pet Insurance, founded in 2004 and with its headquarters in New York City, provides pet insurance for cats and dogs of all ages and breeds and is notable for having among the industry's lowest waiting times. The company has been providing basic and optional coverage for insurance for over a century.

If you have insurance with MetLife Pet Insurance, you can take your pet to any U.S.-based vet or emergency clinic and be reimbursed for all or most of the cost. MetLife Pet Insurance does not have any breed restrictions on its policies, and they provide a range of coverage options. An annual checkup or proof of past veterinary care is not necessary to enroll.