Best Pet Insurance Plans
Best Pet Insurance Plans
Last Updated April 2025
BEST OF THE BEST
DESCRIPTION
Embrace Pet Insurance provides tailored coverage options to help pet owners manage unexpected veteri...
FEATURES
- Best For - Pet owners seeking customizable and comprehensive coverage for their furry companions
- Rating - 4.7/5
Pros
- Customizable coverage to fit individual needs and budgets
- Comprehensive accident, illness, and wellness care options
- Coverage includes alternative therapies and behavioral treatments
- No breed or age restrictions for enrollment
- Streamlined claims process with quick reimbursements
DESCRIPTION
Lemonade is a company that sells pet insurance online, allowing customers to access its services via...
FEATURES
- Best For - Tech-savvy and hassle-free pet insurance solutions
- Rating - 4.4/5
Pros
- The company has a quick claim processing rate in its mobile app.
- A portion of payments made to the company is donated to pet-related charities.
- The company offers multiple discounts for clients in annual payments, insuring numerous pets, among others.
DESCRIPTION
Fetch Pet Insurance offers broad and inclusive coverage designed to handle a wide range of veterinar...
FEATURES
- Best For - Pet owners seeking comprehensive insurance that covers both standard and unique medical expenses
- Rating - 4.6/5
Pros
- Comprehensive coverage that includes holistic and advanced medical care
- Reimbursement for diagnostic tests, dental care, and behavioral treatments
- Flexible plans with adjustable reimbursement rates and deductibles
- Can be used by any veterinarian in the U.S. or Canada
- Transparent claims process with clear terms and quick payouts
DESCRIPTION
Pumpkin Pet Insurance offers robust coverage options for pets, focusing on both emergency and preven...
FEATURES
- Best For - Pet owners looking for comprehensive insurance plans with added preventive care benefits
- Rating - 4.6/5
Pros
- Comprehensive coverage for accidents, illnesses, and preventive care
- No upper age limit for pets to qualify for coverage
- High reimbursement rate for eligible expenses
- Fast and efficient claim processing
- User-friendly platform with clear policy terms
DESCRIPTION
Everything Pet Place specializes in providing pet insurance plans designed to offer peace of mind to...
FEATURES
- Best For - Pet owners looking for comprehensive pet insurance coverage
- Rating - 4.4/5
Pros
- Extensive Coverage Options
- Customized Plans
- Financial Security
- Access to Veterinary Care
- Ongoing Support
DESCRIPTION
Spot is a recent addition to the pet insurance industry, but has quickly gathered recognition. This...
FEATURES
- Best For - Flexible pet insurance plans and customizable coverage
- Rating - 4.2/5
Pros
- Covers virtual and mobile vet checkups
- Zero annual, per incident or lifetime caps
- You can visit any licensed vet in the US
- Offers virtual training
- Variety of reimbursement, annual limits and deductions options
DESCRIPTION
American Society for the Prevention of Cruelty to Animals (ASPCA) is a non-profit organization that...
FEATURES
- Best For - Supporting animal welfare with pet insurance options
- Rating - 4.3/5
Pros
- Zero waiting time for preventive treatment
- Affordable monthly premiums
- Reimbursement options
- 24/7 pet tele-health line
- Offers accident-only plan
- Visit any certified vet in the US or Canada – zero network needed
- Covers microchip implantation
DESCRIPTION
With the introduction of Figo in Chicago in 2011, pet owners now have access to insurance that will...
FEATURES
- Best For - Advanced pet insurance technology and customer service
- Rating - 4.3/5
Pros
- You enjoy unlimited, round-the-clock, free access to a live vet.
- Refunds are available for 30 days. Do you feel dissatisfied with the quality of your service? Your premiums will be refunded if you do not claim during the first 30 days.
- You can connect with Figo's helpful customer care staff in various ways, such as through phone, email, text message, or fax.
DESCRIPTION
MetLife Pet Insurance, founded in 2004 and with its headquarters in New York City, provides pet insu...
FEATURES
- Best For - Pet insurance offered by a trusted insurance provider
- Rating - 4.2/5
Pros
- The only service provider to give policies that cover multiple pets under a single plan.
- Options for coverage levels, with no age or breed restrictions.
- Advocates for pets who care deeply and have been working with local communities for over 15 years.
- There is no need for a vet exam or proof of past enrollment to join.
If you fancy adding financial security for your household, pet insurance plans are an excellent start. These services offer a way to protect yourself from the financial constraint of a pet who requires expensive medical attention. As such, most pet owners purchase pet insurance plans to try and mitigate costs and other unforeseen veterinary emergencies. And while the plans cost minimum monthly rates, you can get coverage of up to tens of thousands of dollars from unplanned veterinary bills.