Marcus

Marcus by Goldman Sachs is a popular online bank that offers competitive CD rates. With Marcus CD rates account, you can earn interest on your savings while enjoying peace of mind with a fixed rate and term. The minimum Deposit to open a Marcus CD is $500 and terms range from six months to six years. Your interest rate depends on your chosen term, with longer terms generally offering higher rates.

The best part about Marcus CD is that there are no fees to open or maintain the account and you can choose to have your interest compounded and paid out monthly, quarterly or annually. Additionally, Marcus offers a 10-day CD rate guarantee, which means that if the rate for your chosen term goes up within 10 days of opening your CD, Marcus will automatically adjust your rate to the higher one.