Capital One

Capital One offers various CD (certificate of Deposit) products with varying terms and interest rates. CD terms range from 6 to 60 months and interest rates are competitive compared to other financial institutions. As of the knowledge cutoff, the interest rates for Capital One CDs ranged from 0.10% APY for a 6-month CD to 0.70% APY for a 60-month CD.

The minimum Deposit required to open a CD with Capital One is $1,000. One of the benefits of CDs is that they are FDIC-insured, meaning up to $250,000 is protected per depositor per institution. Customers can open CDs online or in person at a Capital One branch. It is important to note that the accounts typically have penalties for early withdrawal, so customers should carefully consider their investment needs and goals before opening a CD account.